Build Custom Invoice Factoring Software
Digitize receivables financing with a robust invoice factoring platform that automates underwriting, tracking, and settlements.

Streamline Working Capital Access
Invoice factoring software helps lenders and fintech providers finance unpaid invoices for businesses seeking quicker cash flow. With DrapCode, you can build secure factoring platforms that evaluate receivables, manage buyer risk, and accelerate funding, without writing code.




Digitize Receivables Management
Traditionally, invoice factoring involved manual paperwork, repetitive verifications, and delayed decisions. DrapCode’s no-code platform lets you design automated workflows for onboarding, invoice verification, disbursements, and recovery with built-in APIs and logic controls.
Key Features of Invoice Factoring Software
Digital Invoice Intake
Upload invoices manually or through integrations with accounting tools for real-time visibility and automation.
Creditworthiness Checks
Automate buyer risk evaluation using bureau APIs, payment history, and factoring eligibility rules.
Funding Workflows
Define advance rates, fee structures, and payment terms based on invoice profiles and client segmentation.
Auto Reconciliation
Track invoice payments and auto-reconcile client ledgers to reduce manual tracking and disputes.
Role-Based Access
Segment access for clients, underwriters, partners, and auditors to ensure data security and compliance.
Reporting & Audit Logs
Maintain audit trails for every factoring transaction and generate compliance-ready reports as needed.
Why Build with DrapCode
Faster Go-To-Market
Build and deploy invoice factoring platforms in weeks using DrapCode’s drag-and-drop app builder.
API-Driven Integrations
Connect to accounting software, CRMs, payment gateways, and credit bureaus without complex coding.
Custom Credit Logic
Apply dynamic eligibility, discounting rates, and risk scoring logic with visual workflows.
Secure and Scalable
Ensure compliance with financial data policies while scaling across sectors or geographies.
Real-World Use Cases
SME Invoice Financing
Evaluate buyer creditworthiness using TransUnion integrations to automate invoice funding for small businesses.
Credit-Based Factoring
Use Advantage Credit APIs to assess invoice risks and support low-risk funding models for large-volume clients.
Logistics & Trade Factoring
For trade-heavy sectors, integrate PCB Credit to analyze payer credit behavior and automate draw schedules.
Deployment Blueprint


Enable End-to-End Factoring with DrapCode
DrapCode allows lenders to build factoring systems connected with real-time credit data, disbursement channels, and custom workflows. Whether expanding from microfinance software, adding auto financing, or integrating with a merchant cash advance platform, DrapCode brings agility to your financing operations.
Integrate Verified Credit Sources
Improve decision-making and risk analysis by integrating with trusted sources like TransUnion, Advantage Credit, and PCB Credit. These integrations help underwrite receivables efficiently while protecting your business from default risk.


Frequently Asked Questions
What is invoice factoring software?
Can I integrate accounting tools with the platform?
Does DrapCode support multi-user workflows?
Can I automate credit checks for buyers?
Is this platform scalable for enterprise-level factoring?
Start Building Your Invoice Factoring Platform Today
Launch an intelligent, secure, and scalable invoice factoring system using DrapCode. Speed up financing decisions, reduce risk, and streamline client onboarding—without writing code.