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Build Custom Invoice Factoring Software

Digitize receivables financing with a robust invoice factoring platform that automates underwriting, tracking, and settlements.

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Streamline Working Capital Access

Invoice factoring software helps lenders and fintech providers finance unpaid invoices for businesses seeking quicker cash flow. With DrapCode, you can build secure factoring platforms that evaluate receivables, manage buyer risk, and accelerate funding, without writing code.

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Digitize Receivables Management

Traditionally, invoice factoring involved manual paperwork, repetitive verifications, and delayed decisions. DrapCode’s no-code platform lets you design automated workflows for onboarding, invoice verification, disbursements, and recovery with built-in APIs and logic controls.

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Key Features of Invoice Factoring Software

Digital Invoice Intake

Upload invoices manually or through integrations with accounting tools for real-time visibility and automation.

Creditworthiness Checks

Automate buyer risk evaluation using bureau APIs, payment history, and factoring eligibility rules.

Funding Workflows

Define advance rates, fee structures, and payment terms based on invoice profiles and client segmentation.

Auto Reconciliation

Track invoice payments and auto-reconcile client ledgers to reduce manual tracking and disputes.

Role-Based Access

Segment access for clients, underwriters, partners, and auditors to ensure data security and compliance.

Reporting & Audit Logs

Maintain audit trails for every factoring transaction and generate compliance-ready reports as needed.

DrapCode is an easy-to-use no-code platform with a drag-and-drop interface, making it accessible for non-developers. The support team is highly responsive and dedicated to user success.

Joseph Young

President - Renew Hope And Healing

We partnered with DrapCode to develop our new Automated CRM using their low-code platform. Outstanding quality at half the price, unmatched speed, and excellent customer service.

Cal Goggans

Founder - A Custom Fit iNMotion

DrapCode stands out as the best. Flexible, scalable, and supported by an expert team. After 3 years on another tool, DrapCode is simply superior.

Cory Nation

President - Embark EMR

Our benefits

Why Build with DrapCode

Faster Go-To-Market

Build and deploy invoice factoring platforms in weeks using DrapCode’s drag-and-drop app builder.

API-Driven Integrations

Connect to accounting software, CRMs, payment gateways, and credit bureaus without complex coding.

Custom Credit Logic

Apply dynamic eligibility, discounting rates, and risk scoring logic with visual workflows.

Secure and Scalable

Ensure compliance with financial data policies while scaling across sectors or geographies.

Real-World Use Cases

SME Invoice Financing

Evaluate buyer creditworthiness using TransUnion integrations to automate invoice funding for small businesses.

Credit-Based Factoring

Use Advantage Credit APIs to assess invoice risks and support low-risk funding models for large-volume clients.

Logistics & Trade Factoring

Integrate PCB Credit to analyze payer credit behavior and automate draw schedules.

Deployment Blueprint

Platform Setup
Verification Flows
Funding Execution
Monitoring & Compliance

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Step - 1

Platform Setup

Create modules for invoice uploads, client onboarding, buyer data, and factoring workflows using DrapCode.

Step - 2

Verification Flows

Add rules to validate invoice authenticity, check client credit, and approve draw amounts.

Step - 3

Funding Execution

Define disbursement rules and auto-trigger payments via integrated bank or wallet APIs.

Step - 4

Monitoring & Compliance

Enable dashboards for live tracking, automate notifications, and generate audit-ready logs and reports.

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Enable End-to-End Factoring with DrapCode

DrapCode allows lenders to build factoring systems connected with real-time credit data, disbursement channels, and custom workflows. Whether expanding from Microfinance Software, adding Auto Financing, or integrating with a Merchant Cash Advance Platform, DrapCode brings agility to your financing operations.

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