Build Custom Invoice Factoring Software
Digitize receivables financing with a robust invoice factoring platform that automates underwriting, tracking, and settlements.
Receivables Financing Overview
Invoice factoring software allows businesses to sell invoices to lenders for immediate cash flow. This system tracks invoice status, payment schedules, advance rates, and commission logic. Factoring operations require secure workflows, predictable payment engines, and structured risk controls. Manual spreadsheet management delays cash and increases operational risk.
Factoring Platform Architecture
A no-code web app builder enables teams to configure invoice intake, advanced logic, settlement rules, and notification automation visually. This removes backend coding while preserving governance and consistency. Factoring systems often integrate with credit evaluation and portfolio tracking environments. These workflows align well with working capital finance platforms that provide broader liquidity and receivables financing tools.
Core Factoring Capabilities
These capabilities define what a production-ready invoice factoring system must support for efficient working capital management.
Invoice Submission Engine
Securely capture and validate business receivables for financing.
Advance Rate Configuration
Set dynamic factoring rates based on credit criteria.
Payment Settlement Logic
Track repayments, fees, and cash settlements accurately.
Customer Account Dashboards
Visualise invoice portfolios and financing status securely.
Risk & Credit Controls
Apply structured risk assessments to invoice eligibility.
Audit & Transaction Recording
Maintain detailed logs of all factoring decisions made.
DrapCode is an easy-to-use no-code platform with a drag-and-drop interface, making it accessible for non-developers. The support team is highly responsive and dedicated to user success.
Joseph Young
President - Renew Hope And Healing
We partnered with DrapCode to develop our new Automated CRM using their low-code platform. Outstanding quality at half the price, unmatched speed, and excellent customer service.
Cal Goggans
Founder - A Custom Fit iNMotion
DrapCode stands out as the best. Flexible, scalable, and supported by an expert team. After 3 years on another tool, DrapCode is simply superior.
Cory Nation
President - Embark EMR
Governance & Platform Controls
These controls ensure the factoring platform is secure, compliant, and enterprise-ready.
Role-Based Access Controls
Securely configure admin, client, and operations access.
Workflow Automation Tools
Design advance and settlement flows without backend code.
API Integration Layer
Connect factoring to payment, reporting, and verification services.
Scalable Deployment Architecture
Support high invoice volumes with a resilient backend design.
Use Case Applications
How It Works
Configure Invoice Rules- Build Workflow Logic
- Link Payment Systems
- Deploy to Production
Configure Invoice Rules
Define accepted invoice criteria and advance thresholds.
Build Workflow Logic
Set automated advance and settlement triggers.
Link Payment Systems
Connect settlement and payment gateways securely.
Deploy to Production
Launch the governed invoice factoring environment.
Compliance & Risk Governance
Invoice factoring platforms must enforce encryption, audit trails, and controlled access permissions. These safeguards ensure compliance and protect business financials. Receivables data often informs portfolio analysis and decision-making. This insight aligns with trade finance portals that support broader working capital and financing workflows.
Operational Scalability
Factoring workflows require resilient infrastructure capable of high throughput and transaction accuracy. Performance monitoring and metrics dashboards improve visibility into operational risk and cash flow forecasting. This enables organizations to build governed, production-ready invoice factoring platforms with reduced engineering complexity.