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Build Custom Invoice Factoring Software

Digitize receivables financing with a robust invoice factoring platform that automates underwriting, tracking, and settlements.

Invoice Factoring Software | DrapCode
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Streamline Working Capital Access

Invoice factoring software helps lenders and fintech providers finance unpaid invoices for businesses seeking quicker cash flow. With DrapCode, you can build secure factoring platforms that evaluate receivables, manage buyer risk, and accelerate funding, without writing code.

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Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
Easy Planing

Digitize Receivables Management

Traditionally, invoice factoring involved manual paperwork, repetitive verifications, and delayed decisions. DrapCode’s no-code platform lets you design automated workflows for onboarding, invoice verification, disbursements, and recovery with built-in APIs and logic controls.

Key Features of Invoice Factoring Software

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Digital Invoice Intake

Upload invoices manually or through integrations with accounting tools for real-time visibility and automation.

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Creditworthiness Checks

Automate buyer risk evaluation using bureau APIs, payment history, and factoring eligibility rules.

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Funding Workflows

Define advance rates, fee structures, and payment terms based on invoice profiles and client segmentation.

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Auto Reconciliation

Track invoice payments and auto-reconcile client ledgers to reduce manual tracking and disputes.

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Role-Based Access

Segment access for clients, underwriters, partners, and auditors to ensure data security and compliance.

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Reporting & Audit Logs

Maintain audit trails for every factoring transaction and generate compliance-ready reports as needed.

Our benefits

Why Build with DrapCode

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Faster Go-To-Market

Build and deploy invoice factoring platforms in weeks using DrapCode’s drag-and-drop app builder.

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API-Driven Integrations

Connect to accounting software, CRMs, payment gateways, and credit bureaus without complex coding.

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Custom Credit Logic

Apply dynamic eligibility, discounting rates, and risk scoring logic with visual workflows.

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Secure and Scalable

Ensure compliance with financial data policies while scaling across sectors or geographies.

Real-World Use Cases

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SME Invoice Financing

Evaluate buyer creditworthiness using TransUnion integrations to automate invoice funding for small businesses.

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Credit-Based Factoring

Use Advantage Credit APIs to assess invoice risks and support low-risk funding models for large-volume clients.

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Logistics & Trade Factoring

For trade-heavy sectors, integrate PCB Credit to analyze payer credit behavior and automate draw schedules.

Deployment Blueprint

    icon Digital Lending | DrapCodeCustomizable Loan Dashboards
    icon Digital Lending | DrapCodeBorrower Profile Management
    icon Digital Lending | DrapCodeLoan Application Tracking
    icon Digital Lending | DrapCodeCredit Score Integration
Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
Easy Planing

Enable End-to-End Factoring with DrapCode

DrapCode allows lenders to build factoring systems connected with real-time credit data, disbursement channels, and custom workflows. Whether expanding from microfinance software, adding auto financing, or integrating with a merchant cash advance platform, DrapCode brings agility to your financing operations.

manage your work

Integrate Verified Credit Sources

Improve decision-making and risk analysis by integrating with trusted sources like TransUnion, Advantage Credit, and PCB Credit. These integrations help underwrite receivables efficiently while protecting your business from default risk.

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FAQ's

Frequently Asked Questions

It’s a digital solution to fund client invoices by evaluating buyer risk and automating repayment collection.

Can I integrate accounting tools with the platform?

Yes. DrapCode supports APIs for syncing invoice data from tools like QuickBooks, Zoho, and FreshBooks.

Absolutely. You can define roles for clients, credit teams, and auditors with role-based access controls.

Yes. Integrate with bureaus like TransUnion, Advantage Credit, and others for automated credit evaluations.

Yes. You can scale factoring operations across industries, geographies, and customer segments without changing the core platform.

Start Building Your Invoice Factoring Platform Today

Launch an intelligent, secure, and scalable invoice factoring system using DrapCode. Speed up financing decisions, reduce risk, and streamline client onboarding—without writing code.

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