auto_awesome New: Introducing AI Builder

Build Scalable Microfinance Software

Create inclusive lending systems with configurable microfinance platforms tailored for community banks, cooperatives, and rural lenders.

Get Started Book Free Consultation

manage your work

Empower Financial Inclusion Digitally

Microfinance software is essential for institutions serving unbanked or underbanked communities. It helps manage small loan portfolios, borrower groups, savings accounts, and repayment cycles efficiently. With DrapCode, you can quickly build microfinance solutions that scale across geographies and products.

Check our Integrations

Easy Planing

Eliminate Manual Complexity

Traditional microfinance banking software often requires custom code and months of development. DrapCode’s visual builder lets your teams design microfinance loan software with real-time dashboards, automated calculations, and multi-branch capabilities—without developers.

Start The Conversation

Key Features of Microfinance Software

Loan Origination

Capture borrower details, ID proofs, and references digitally with mobile-friendly intake forms and workflows.

Group Lending

Support joint liability group (JLG) or self-help group (SHG) lending models with unified borrower profiles.

Field Officer Dashboards

Equip field staff with real-time loan status, collections, and reminders through secure mobile dashboards.

Automated Repayments

Configure flexible EMI schedules, due-date alerts, and mobile money integrations for simplified repayments.

Savings & Deposits

Track voluntary savings, recurring deposits, and interest accrual alongside lending workflows.

Branch Performance Analytics

Measure portfolio performance, repayment rates, and borrower risk across branches using built-in analytics tools.

DrapCode is an easy-to-use no-code platform with a drag-and-drop interface, making it accessible for non-developers. The support team is highly responsive and dedicated to user success.

Joseph Young

President - Renew Hope And Healing

We partnered with DrapCode to develop our new Automated CRM using their low-code platform. Outstanding quality at half the price, unmatched speed, and excellent customer service.

Cal Goggans

Founder - A Custom Fit iNMotion

DrapCode stands out as the best. Flexible, scalable, and supported by an expert team. After 3 years on another tool, DrapCode is simply superior.

Cory Nation

President - Embark EMR

Our benefits

Why Build with DrapCode

Rapid Platform Setup

Design and deploy a custom microfinance platform in days using DrapCode’s ready-to-use modules and APIs.

No-Code Agility

Empower your operations teams to manage, iterate, and scale lending logic without any backend development.

Offline Support Options

Enable data caching and sync-on-connect features for regions with limited internet access.

Compliance Ready

Build secure workflows that adhere to KYC, audit, and reporting regulations using role-based access and data logs.

Real-World Use Cases

Community Lending Networks

Use DrapCode to build borrower scoring logic integrated with Equifax for assessing creditworthiness in rural markets.

Financial Cooperatives

Deploy microfinance platforms that leverage Experian APIs for member identification, credit checks, and risk profiling.

Urban SHG Lending

Track and automate SHG lending in urban areas with real-time borrower validation powered by CIBIL integrations.

Platform Deployment Process

Design Loan Journeys
Configure Repayment Models
Enable Field Access
Launch Across Branches

Schedule A Demo

Step - 1

Design Loan Journeys

Create workflows for group and individual loans, borrower intake, KYC, and loan approvals using DrapCode’s no-code builder.

Step - 2

Configure Repayment Models

Set weekly, biweekly, or monthly repayment plans, including grace periods, interest slabs, and penalties.

Step - 3

Enable Field Access

Build mobile dashboards and sync workflows for field officers to track EMIs, collections, and borrower activities.

Step - 4

Launch Across Branches

Test localized features, set up branch-level access, and deploy across urban and rural branches simultaneously.

Easy Planing

Drive Inclusive Lending with DrapCode

DrapCode empowers financial institutions to deliver seamless microcredit and group lending solutions. Whether you are digitizing Consumer Lending Software, expanding to Commercial Lending Software, or integrating with Invoice Factoring Tools, DrapCode makes it easier to serve the underserved efficiently.

Get in Touch