Build Scalable Microfinance Software
Create inclusive lending systems with configurable microfinance platforms tailored for community banks, cooperatives, and rural lenders.

Empower Financial Inclusion Digitally
Microfinance software is essential for institutions serving unbanked or underbanked communities. It helps manage small loan portfolios, borrower groups, savings accounts, and repayment cycles efficiently. With DrapCode, you can quickly build microfinance solutions that scale across geographies and products.




Eliminate Manual Complexity
Traditional microfinance banking software often requires custom code and months of development. DrapCode’s visual builder lets your teams design microfinance loan software with real-time dashboards, automated calculations, and multi-branch capabilities—without developers.
Key Features of Microfinance Software
Loan Origination
Capture borrower details, ID proofs, and references digitally with mobile-friendly intake forms and workflows.
Group Lending
Support joint liability group (JLG) or self-help group (SHG) lending models with unified borrower profiles.
Field Officer Dashboards
Equip field staff with real-time loan status, collections, and reminders through secure mobile dashboards.
Automated Repayments
Configure flexible EMI schedules, due-date alerts, and mobile money integrations for simplified repayments.
Savings & Deposits
Track voluntary savings, recurring deposits, and interest accrual alongside lending workflows.
Branch Performance Analytics
Measure portfolio performance, repayment rates, and borrower risk across branches using built-in analytics tools.
Why Build with DrapCode
Rapid Platform Setup
Design and deploy a custom microfinance platform in days using DrapCode’s ready-to-use modules and APIs.
No-Code Agility
Empower your operations teams to manage, iterate, and scale lending logic without any backend development.
Offline Support Options
Enable data caching and sync-on-connect features for regions with limited internet access.
Compliance Ready
Build secure workflows that adhere to KYC, audit, and reporting regulations using role-based access and data logs.
Real-World Use Cases
Community Lending Networks
Use DrapCode to build borrower scoring logic integrated with Equifax for assessing creditworthiness in rural markets.
Financial Cooperatives
Deploy microfinance platforms that leverage Experian APIs for member identification, credit checks, and risk profiling.
Urban SHG Lending
Track and automate SHG lending in urban areas with real-time borrower validation powered by CIBIL integrations.
Platform Deployment Process


Drive Inclusive Lending with DrapCode
DrapCode empowers financial institutions to deliver seamless microcredit and group lending solutions. Whether you are digitizing consumer lending software, expanding to commercial lending software, or integrating with invoice factoring tools, DrapCode makes it easier to serve the underserved efficiently.
Integrate Trusted Data Sources
Build robust microfinance loan software with embedded integrations from trusted data providers like Equifax, Experian, and CIBIL. Deliver fast credit decisions, improve repayment forecasting, and manage compliance—all from one platform.


Frequently Asked Questions
What is microfinance software?
Can this software support SHG and JLG lending models?
Does DrapCode offer field-level access control?
Is this solution scalable for large networks?
Can I integrate credit bureau data for borrower checks?
Start Building Your Microfinance Platform with DrapCode
Launch inclusive, compliant, and scalable microfinance systems faster. Build once, deploy across regions—without writing code.