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Build Robust & Scalable Consumer Lending Platforms

Design modern, automated consumer lending platforms using DrapCode’s no-code technology to streamline workflows, APIs, and digital approvals.

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Accelerate Digital Lending Journeys

Consumer lending software empowers institutions to originate, process, and manage personal loans online. With DrapCode, lenders can automate every step—from eligibility to disbursal—across auto loans, personal loans, and short-term credit products.

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Easy Planing

Custom Lending Without Code

Skip traditional development and launch a full-featured, API-ready consumer lending platform using DrapCode’s drag-and-drop interface. Configure rule-based workflows, KYC, scorecards, and integrations tailored to your lending products.

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Key Features of Consumer Lending Platforms

Everything you need to launch, manage, and scale consumer lending products digitally.

Loan Origination Flows

Create digital loan applications, eligibility logic, and approval workflows with real-time decisioning.

Credit Score Integration

Connect credit bureaus and apply scoring models to personalize borrower offers.

eKYC & eSign Modules

Verify identity, documents, and consent using built-in KYC, OCR, and eSign APIs.

Custom Repayment Schedules

Generate EMI plans based on tenure, loan amount, and borrower risk.

Borrower Dashboards

Give borrowers real-time access to loan status, payments, and schedules.

Automation APIs

Trigger disbursals, fetch data, and manage collections via secure APIs.

DrapCode is an easy-to-use no-code platform with a drag-and-drop interface, making it accessible for non-developers. The support team is highly responsive and dedicated to user success.

Joseph Young

President - Renew Hope And Healing

We partnered with DrapCode to develop our new Automated CRM using their low-code platform. Outstanding quality at half the price, unmatched speed, and excellent customer service.

Cal Goggans

Founder - A Custom Fit iNMotion

DrapCode stands out as the best. Flexible, scalable, and supported by an expert team. After 3 years on another tool, DrapCode is simply superior.

Cory Nation

President - Embark EMR

Our benefits

Why Build with DrapCode

Launch Fast

Deploy compliant consumer lending systems in days using ready-made modules.

No Developer Needed

Product and ops teams can build and modify lending workflows visually.

Scalable Infrastructure

Support BNPL, payday loans, and personal loans on a single backend.

Built-in Compliance

Role-based access, logs, and secure document handling from day one.

Real-World Use Cases

Personal Loan Workflows

Integrate Peach Finance for real-time servicing of personal loan portfolios and repayment rules.

API-Driven Lending

Use LoanPro APIs with DrapCode to build scalable consumer credit systems.

Payment Automation

Use Razorpay for auto-collection, EMI debits, and payment gateway features.

How to Build a Consumer Lending Platform

UI & Forms
Workflow Logic
API Integrations
Launch & Scale

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Step - 1

UI & Form Setup

Design borrower forms and dashboards for applications and loan tracking.

Step - 2

Logic & Workflow Builder

Configure underwriting, eligibility, and approval workflows visually.

Step - 3

API Integrations

Connect credit bureaus, KYC, payment gateways, and loan systems.

Step - 4

Go Live

Test, deploy, and scale across borrower segments instantly.

Easy Planing

Power End-to-End Digital Lending

DrapCode enables full-cycle consumer lending—from payday loans to invoice-based credit lines. Connect with Payday Loans Platforms, Invoice Financing & Bill Discounting Portals, or Peer-to-Peer Lending Platforms to expand your lending capabilities across borrower segments.

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