Build Robust & Scalable Consumer Lending Platforms
Design modern, automated consumer lending platforms using DrapCode’s no-code technology to streamline workflows, APIs, and digital approvals.
Accelerate Digital Lending Journeys
Consumer lending software empowers institutions to originate, process, and manage personal loans online. With DrapCode, lenders can automate every step—from eligibility to disbursal—across auto loans, personal loans, and short-term credit products.
Custom Lending Without Code
Skip traditional development and launch a full-featured, API-ready consumer lending platform using DrapCode’s drag-and-drop interface. Configure rule-based workflows, KYC, scorecards, and integrations tailored to your lending products.
Key Features of Consumer Lending Platforms
Loan Origination Flows
Create dynamic digital loan applications, eligibility logic, and approval rules with real-time decisioning capabilities.
Credit Score Integration
Connect external credit data providers and apply credit scoring models to personalize offer terms for borrowers.
eKYC & eSign Modules
Verify user identity, documentation, and consent using integrated eKYC, OCR, and eSign APIs within the app.
Custom Repayment Schedules
Generate installment plans based on loan amount, tenure, and risk profile with flexible EMI management tools.
Borrower Dashboards
Give borrowers a unified view of their loan status, repayment schedule, payment history, and support options.
APIs for Automation
Enable third-party systems or partners to trigger disbursals, fetch borrower data, and manage collections via secure APIs.
We've been using DrapCode for the past year to host our fintechs web application, and what's been most impressive is the number of plugins and customizable options available right out of the box. As a tech founder, the flexibility of the platform to meet my specific needs is crucial and the team at DrapCode has delivered on that front and made the process seamless and user-friendly.
Aviv Baron
Founder - Direct Payment Group | USA
Drapcode is an amazing tool to build custom SAAS or internal web app without writing code. Porting over an ASP.net project to Drapcode was easier than I thought. With all the tools I needed in one platform, it allowed me to create a working version within a few weeks, almost 2 months ahead of schedule! But the best feature of all is customer support. Their insights, directions, and super videos on YouTube has made my development journey much easier
Jay Paul
President - Uptrend Motion | USA
Why Build with DrapCode
Launch Fast
Deploy a compliant lending platform within days using DrapCode’s ready-made modules and visual workflows.
No Developer Needed
Let product and ops teams design, test, and iterate loan journeys without relying on engineering.
Scalable Infrastructure
DrapCode supports multi-product setups—from payday loans to BNPL—on one backend without code rewrites.
Built-in Compliance
Ensure audit-ready workflows with role-based permissions, logs, and secure document handling from the start.
Real-World Use Cases
Personal Loan Workflows
Leverage DrapCode and integrate Peach Finance for real-time servicing of personal loan portfolios and configurable repayment rules.
API-Driven Lending
Pair DrapCode’s frontend builder with LoanPro’s robust loan management APIs to build scalable consumer credit systems.
Payment Automation
Integrate with Razorpay for auto-collection, EMI debits, and payment gateway features within your loan repayment engine.
Deployment Steps
Customizable Loan Dashboards
Borrower Profile Management
Loan Application Tracking
Credit Score Integration
UI & Form Setup
Design branded borrower-facing forms and dashboards for origination, application tracking, and loan status views.
Logic & Workflow Builder
Configure backend rules for eligibility, offer generation, underwriting, and approval automations.
API Integrations
Connect third-party credit bureaus, payment gateways, and loan servicing tools via DrapCode’s no-code API connectors.
Go Live
Test your lending platform across user segments and launch instantly across web and mobile platforms.
Power End-to-End Digital Lending
DrapCode enables full-cycle consumer lending—from payday loans to invoice-based credit lines. Connect with systems like Payday Loans Platform, Invoice Financing & Bill Discounting Portals, or Peer-to-Peer Lending Platforms to expand your lending capabilities across different borrower segments.
Flexible, API-First Architecture
Build once and scale fast. Whether integrating with Peach Finance or managing auto-loans through LoanPro or Razorpay, DrapCode’s visual builder supports API-first deployment for any digital consumer lending platform.
Frequently Asked Questions
What is consumer lending software?
Can I build a lending platform without coding?
Is this software suitable for small lenders?
Can I integrate APIs for credit scores or KYC?
What loan types can I support?
Start Building Your Consumer Lending Platform with DrapCode
Launch faster, personalize every loan journey, and integrate seamlessly—without writing a single line of code.