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Build Robust NBFC Lending Software

Build custom NBFC software with DrapCode to automate loan workflows, manage compliance, and deploy scalable solutions for non-bank lenders without coding.

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Scalable Solutions for Modern NBFCs

Non-Banking Financial Companies (NBFCs) handle diverse lending products, complex customer profiles, and dynamic compliance needs. With NBFC software, financial institutions can manage lending operations more efficiently and reduce dependency on manual processes.

Mobile Dashboard | DrapCode
Mobile Dashboard | DrapCode
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Automate and Accelerate Lending

DrapCode empowers lenders to design custom NBFC lending software solutions for small loans, gold loans, auto finance, or consumer credit. From paperless applications to dynamic credit rule configuration, launch feature-rich platforms without traditional development delays.

Key Features of NBFC Lending Software

Everything you need to manage lending, compliance, and borrower journeys for modern NBFC operations.

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Paperless Onboarding

Borrowers can apply digitally with KYC uploads, loan forms, and ID validations.

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Loan Lifecycle Tools

Automate disbursal, EMI tracking, repayment alerts, and closure reports.

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Credit Bureau API

Fetch Equifax, CIBIL, or CRIF data for real-time credit profiling.

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Agent Dashboard

Dedicated panel for NBFC agents to manage leads, visits, and conversions.

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Dynamic Interest Models

Configure interest logic by loan type, tenure, or borrower category.

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Regulatory Reports

Generate RBI-compliant audit, NPA, and compliance reports instantly.

Our benefits

Why Build with DrapCode

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Rapid Deployment

Launch a full NBFC lending system in days with no backend coding.

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Secure and Compliant

Encryption, audit trails, and role controls ensure RBI compliance.

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Configurable Logic

Customize approvals, validations, and loan policies visually.

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Seamless Integrations

Connect credit APIs, eNACH, UPI, and CRM tools effortlessly.

Real-World Use Cases

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Disbursement Automation for NBFCs

Use ACHQ to automate payouts, EMI debits, and loan reconciliation.

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Bank Aggregation for Risk Checks

Use DAPI open banking to analyze cash flow and borrower behavior.

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Embedded Lending for Retailers

Use Orange Money APIs to issue instant retail loans synced to NBFC records.

Configure in 4 Technical Steps

  • Check Icon | DrapCode Interface Setup
  • Check Icon | DrapCode Credit Flow Logic
  • Check Icon | DrapCode API Integrations
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Extend Across Lending Functions

With DrapCode, extend your NBFC platform by integrating it with Trade Financing Portals, MSME Business Loan Software, and Loan Origination Software — building a unified fintech ecosystem.

Mobile Dashboard | DrapCode
Mobile Dashboard | DrapCode
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Designed for Lending Scale

Whether you serve urban microloans or rural consumer credit, DrapCode integrates ACHQ, DAPI, and Orange Money to ensure faster decisions and broader NBFC lending coverage.

FAQs

Frequently Asked Questions

What is NBFC loan software?

It is a platform used by Non-Banking Financial Companies to manage lending operations, from loan creation to repayments.

Can NBFC software support multiple loan products?

Yes. You can manage term loans, consumer credit, gold loans, and more in one platform.

How does DrapCode ensure RBI compliance?

With audit trails, encryption, credit bureau integration, and regulatory reporting.

Can I integrate ACHQ or DAPI?

Yes. DrapCode supports ACHQ, DAPI, and open banking APIs.

Can I manage agents and borrowers separately?

Yes. Role-based dashboards are available for borrowers, agents, and admins.

Launch Your NBFC Lending Software Today

Digitize loan workflows, ensure compliance, and serve more customers with no-code NBFC software powered by DrapCode.