Build Robust NBFC Lending Software
Digitize end-to-end NBFC loan operations with automated onboarding, underwriting, disbursal, and repayment workflows using DrapCode’s no-code platform.
Scalable Solutions for Modern NBFCs
Non-Banking Financial Companies (NBFCs) handle diverse lending products, complex customer profiles, and dynamic compliance needs. With NBFC software, financial institutions can manage lending operations more efficiently and reduce dependency on manual processes.
Automate and Accelerate Lending
DrapCode empowers lenders to design custom NBFC lending software solutions for small loans, gold loans, auto finance, or consumer credit. From paperless applications to dynamic credit rule configuration, launch feature-rich platforms without traditional development delays.
Key Features of NBFC Lending Software
Paperless Onboarding
Allow borrowers to apply digitally with KYC uploads, loan forms, and ID validations in a guided workflow.
Loan Lifecycle Tools
Automate disbursal, EMI tracking, repayment alerts, and closure reports—all in a centralized dashboard.
Credit Bureau API
Connect to Equifax, CIBIL, or CRIF for real-time score fetching and risk profiling directly inside the platform.
Agent Dashboard
Offer a dedicated panel for NBFC agents to track client applications, field visits, and loan conversion.
Dynamic Interest Models
Define interest logic by product, borrower type, loan tenure, or repayment mode with easy configurations.
Regulatory Reports
Export NBFC-compliant reports for audit trails, NPA tracking, and RBI submission with a few clicks.
We've been using DrapCode for the past year to host our fintechs web application, and what's been most impressive is the number of plugins and customizable options available right out of the box. As a tech founder, the flexibility of the platform to meet my specific needs is crucial and the team at DrapCode has delivered on that front and made the process seamless and user-friendly.
Aviv Baron
Founder - Direct Payment Group | USA
Drapcode is an amazing tool to build custom SAAS or internal web app without writing code. Porting over an ASP.net project to Drapcode was easier than I thought. With all the tools I needed in one platform, it allowed me to create a working version within a few weeks, almost 2 months ahead of schedule! But the best feature of all is customer support. Their insights, directions, and super videos on YouTube has made my development journey much easier
Jay Paul
President - Uptrend Motion | USA
Why Build with DrapCode
Rapid Deployment
Launch a fully functional NBFC loan software in days with zero backend coding or database configuration.
Secure and Compliant
Ensure data encryption, audit trails, and access controls to meet NBFC and RBI compliance standards.
Configurable Logic
Customize workflows, validations, and approval stages based on internal policies or loan product types.
Seamless Integrations
Use DrapCode’s API support to integrate credit APIs, eNACH, UPI payments, or CRM systems effortlessly.
Real-World Use Cases
Disbursement Automation for NBFCs
Leverage ACHQ to automate payout schedules, EMI debits, and reconciliation across loan products.
Bank Aggregation for Risk Checks
Use DAPI to retrieve banking behavior insights to assess the cash flow and repayment capacity of applicants.
Embedded Lending for Retailers
Connect to Orange Money APIs to extend instant loans at retail points and sync with NBFC records.
Configure in 4 Technical Steps
Customizable Loan Dashboards
Borrower Profile Management
Loan Application Tracking
Credit Score Integration
Interface Setup
Design borrower and agent portals with forms, dashboards, and document upload options using drag-and-drop tools.
Credit Flow Logic
Map borrower journeys—from application to final disbursal—using customizable business rules and approval stages.
API Integrations
Add integrations for credit bureaus, KYC verification, repayment gateways, or banking APIs using secure endpoints.
Launch & Monitor
Go live, assign admin roles, and track loan activities, user logs, and performance metrics from the admin dashboard.
Extend Across Lending Functions
With DrapCode, extend your NBFC platform by integrating it with Trade Financing Portals, MSME Business Loan Software, and Loan Origination Software—building a unified fintech ecosystem.
Designed for Lending Scale
Whether you serve urban microloans or rural consumer credit, DrapCode supports NBFC lenders by integrating tools like ACHQ, DAPI, and Orange Money into your workflows, ensuring faster decisions and broader coverage.
Frequently Asked Questions
What is NBFC loan software?
Can NBFC software support multiple loan products?
How does DrapCode ensure compliance with RBI guidelines?
Is it possible to integrate ACHQ or DAPI into the software?
Can I manage field agents and borrowers separately?
Launch Your NBFC Lending Software Today
Digitize loan workflows, ensure compliance, and serve more customers with no-code NBFC software powered by DrapCode.