Build Scalable MSME Business Loan Software
Design scalable MSME lending portals that automate loan application, risk scoring, disbursal, and compliance tracking—built visually using DrapCode.
Empower Small Business Lending
Lending to micro, small, and medium enterprises often faces delays due to manual verification, limited credit history, and fragmented documentation. DrapCode enables lenders to build tailored MSME business loan software for faster, data-backed decisions.
Accelerate Credit Access for MSMEs
Launch portals that streamline every step—loan origination, credit checks, document uploads, and digital KYC. With loan software for small businesses, you can serve more borrowers while reducing risk and operational burden.
Key Features of MSME Business Loan Software
Digital Applications
Allow MSMEs to submit loan requests with required documents, business details, and funding needs—all digitally.
Automated Scoring
Assess borrower eligibility using income records, GST data, and cash flow inputs through configurable logic.
E-KYC & AML
Integrate digital KYC and AML compliance checks with instant API-based verification for faster onboarding.
Multi-Loan Products
Configure products like term loans, working capital, or invoice financing with custom tenures and rates.
Risk Flags
Set up auto-detection rules for bounced payments, overdue EMIs, or fraudulent patterns in borrower behavior.
Compliance Reports
Generate loan-level reports for regulatory audits, credit bureau submissions, or investor performance reviews.
We've been using DrapCode for the past year to host our fintechs web application, and what's been most impressive is the number of plugins and customizable options available right out of the box. As a tech founder, the flexibility of the platform to meet my specific needs is crucial and the team at DrapCode has delivered on that front and made the process seamless and user-friendly.
Aviv Baron
Founder - Direct Payment Group | USA
Drapcode is an amazing tool to build custom SAAS or internal web app without writing code. Porting over an ASP.net project to Drapcode was easier than I thought. With all the tools I needed in one platform, it allowed me to create a working version within a few weeks, almost 2 months ahead of schedule! But the best feature of all is customer support. Their insights, directions, and super videos on YouTube has made my development journey much easier
Jay Paul
President - Uptrend Motion | USA
Why Build with DrapCode
No-Code Configuration
Business teams can launch new MSME loan products or make changes without waiting on development cycles.
Secure & Scalable
Build software that supports thousands of loan applications with robust encryption and cloud-native architecture.
Prebuilt Integrations
Connect to payment gateways, underwriting engines, or document storage with DrapCode’s built-in API support.
Customizable UI
Design branded borrower dashboards for agents, borrowers, and operations with full control over layouts.
Real-World Use Cases
Vendor Financing for MSMEs
Build vendor-led MSME loan portals connected with Cisco Credit to offer term loans to qualified buyers.
Risk Evaluation for Small Borrowers
Use CIC Credit to assess repayment history and score small businesses with limited banking exposure.
Regional MSME Lending Networks
Deploy localized portals linked to KCB Credit data for micro and rural borrowers applying digitally.
Configure in 4 Technical Steps
Customizable Loan Dashboards
Borrower Profile Management
Loan Application Tracking
Credit Score Integration
Form Design
Create digital loan applications using prebuilt fields, file upload modules, and conditional logic flows.
Logic Mapping
Map credit rules, scoring conditions, and loan eligibility workflows with visual configuration tools.
Integrations Setup
Connect with CRMs, credit bureaus, eKYC tools, or repayment services via DrapCode’s API layer.
Go Live
Assign access roles, test application flows, and deploy your MSME lending platform to borrowers and agents.
Extend Across Lending Operations
DrapCode helps you interconnect your MSME lending portal with broader financial tools such as Point of Sale Lending Software, Working Capital Finance Platforms, and Mortgage Lending Software—ensuring seamless product journeys and shared borrower records.
Built for Scale and Regulation
Whether you're targeting urban MSMEs or micro-businesses in rural areas, DrapCode lets you securely integrate with Cisco Credit, CIC Credit, and KCB Credit, ensuring regulatory alignment and deeper borrower insights.
Frequently Asked Questions
What is MSME business loan software?
Can small NBFCs use DrapCode for MSME lending?
How do I verify MSME borrowers digitally?
Is it possible to configure multiple loan types in one system?
How do I generate compliance-ready reports?
Launch Your MSME Lending Portal Today
Accelerate your small business lending operations with a secure, flexible, and no-code MSME loan platform—built your way with DrapCode.