auto_awesome New: Introducing AI Builder

Build Scalable MSME Business Loan Software

Design scalable MSME lending portals that automate loan application, risk scoring, disbursal, and compliance tracking—built visually using DrapCode.

MSME Business Loan Software | DrapCode
manage your work

Empower Small Business Lending

Lending to micro, small, and medium enterprises often faces delays due to manual verification, limited credit history, and fragmented documentation. DrapCode enables lenders to build tailored MSME business loan software for faster, data-backed decisions.

Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
Easy Planing

Accelerate Credit Access for MSMEs

Launch portals that streamline every step—loan origination, credit checks, document uploads, and digital KYC. With loan software for small businesses, you can serve more borrowers while reducing risk and operational burden.

Key Features of MSME Business Loan Software

 Icon | Drapcode

Digital Applications

Allow MSMEs to submit loan requests with required documents, business details, and funding needs—all digitally.

 Icon | Drapcode

Automated Scoring

Assess borrower eligibility using income records, GST data, and cash flow inputs through configurable logic.

 Icon | Drapcode

E-KYC & AML

Integrate digital KYC and AML compliance checks with instant API-based verification for faster onboarding.

 Icon | Drapcode

Multi-Loan Products

Configure products like term loans, working capital, or invoice financing with custom tenures and rates.

 Icon | Drapcode

Risk Flags

Set up auto-detection rules for bounced payments, overdue EMIs, or fraudulent patterns in borrower behavior.

 Icon | Drapcode

Compliance Reports

Generate loan-level reports for regulatory audits, credit bureau submissions, or investor performance reviews.

Our benefits

Why Build with DrapCode

 Icon | Drapcode

No-Code Configuration

Business teams can launch new MSME loan products or make changes without waiting on development cycles.

 Icon | Drapcode

Secure & Scalable

Build software that supports thousands of loan applications with robust encryption and cloud-native architecture.

 Icon | Drapcode

Prebuilt Integrations

Connect to payment gateways, underwriting engines, or document storage with DrapCode’s built-in API support.

 Icon | Drapcode

Customizable UI

Design branded borrower dashboards for agents, borrowers, and operations with full control over layouts.

Real-World Use Cases

 Icon | Drapcode

Vendor Financing for MSMEs

Build vendor-led MSME loan portals connected with Cisco Credit to offer term loans to qualified buyers.

 Icon | Drapcode

Risk Evaluation for Small Borrowers

Use CIC Credit to assess repayment history and score small businesses with limited banking exposure.

 Icon | Drapcode

Regional MSME Lending Networks

Deploy localized portals linked to KCB Credit data for micro and rural borrowers applying digitally.

Configure in 4 Technical Steps

    icon Digital Lending | DrapCodeCustomizable Loan Dashboards
    icon Digital Lending | DrapCodeBorrower Profile Management
    icon Digital Lending | DrapCodeLoan Application Tracking
    icon Digital Lending | DrapCodeCredit Score Integration
Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
Easy Planing

Extend Across Lending Operations

DrapCode helps you interconnect your MSME lending portal with broader financial tools such as Point of Sale Lending Software, Working Capital Finance Platforms, and Mortgage Lending Software—ensuring seamless product journeys and shared borrower records.

manage your work

Built for Scale and Regulation

Whether you're targeting urban MSMEs or micro-businesses in rural areas, DrapCode lets you securely integrate with Cisco Credit, CIC Credit, and KCB Credit, ensuring regulatory alignment and deeper borrower insights.

Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
FAQ's

Frequently Asked Questions

It is a platform that automates the process of offering loans to small businesses, from onboarding to repayment.

Can small NBFCs use DrapCode for MSME lending?

Yes. DrapCode supports both large financial institutions and small NBFCs looking to launch MSME loan products quickly.

You can integrate eKYC, GST, PAN verification, and credit bureau APIs to validate business borrowers in real time.

Absolutely. DrapCode lets you offer term loans, invoice financing, working capital, and more in a unified dashboard.

Use DrapCode's reporting engine to export borrower data, risk flags, and EMI performance for audits or internal review.

Launch Your MSME Lending Portal Today

Accelerate your small business lending operations with a secure, flexible, and no-code MSME loan platform—built your way with DrapCode.

Do you like cookies? 🍪 We use cookies to ensure you get the best experience on our website. Learn More