Build Scalable Working Capital Finance Software
Enable fast and secure access to short-term financing for SMEs with a no-code working capital loan software solution.
Bridge Cash Flow Gaps for Businesses
Working capital is vital for business continuity, helping firms cover operating expenses, inventory needs, and vendor payments. With DrapCode, you can launch a custom working capital software platform that automates loan workflows and offers real-time eligibility checks.
Fast-Track SME Lending
Deploy cloud-based working capital finance software with fully configurable modules to streamline loan origination, underwriting, and repayment tracking—all without writing a single line of code.
Key Features of Working Capital Finance Software
Borrower Onboarding
Digitally onboard SMEs with KYC, document upload, credit assessment, and automated eligibility scoring.
Loan Origination
Configure workflows to assess requests, approve funds, and schedule disbursals in hours, not weeks.
Flexible Tenure Setup
Customize short-term lending durations, repayment cycles, and grace periods as per business profiles.
Credit Risk Engine
Create logic for scoring based on cash flow statements, credit bureau inputs, or invoice history.
Disbursal Tracking
Monitor loan release timelines, update status logs, and notify borrowers at every transaction milestone.
Repayment Scheduler
Enable smart reminders, auto-debits, and tracking of payment behavior with built-in alerts.
We've been using DrapCode for the past year to host our fintechs web application, and what's been most impressive is the number of plugins and customizable options available right out of the box. As a tech founder, the flexibility of the platform to meet my specific needs is crucial and the team at DrapCode has delivered on that front and made the process seamless and user-friendly.
Aviv Baron
Founder - Direct Payment Group | USA
Drapcode is an amazing tool to build custom SAAS or internal web app without writing code. Porting over an ASP.net project to Drapcode was easier than I thought. With all the tools I needed in one platform, it allowed me to create a working version within a few weeks, almost 2 months ahead of schedule! But the best feature of all is customer support. Their insights, directions, and super videos on YouTube has made my development journey much easier
Jay Paul
President - Uptrend Motion | USA
Why Build with DrapCode
Drag-and-Drop Builder
Build complete loan management tools visually—set up modules for scoring, documentation, and repayment in minutes.
Modular Loan Templates
Use prebuilt finance templates tailored for working capital loans, invoice-based lending, and SME credit workflows.
Secure & Compliant
Ensure borrower data stays encrypted, access-controlled, and audit-ready from day one.
Easy Integrations
Connect with accounting tools, credit bureaus, and bank APIs through DrapCode’s preconfigured endpoints.
Real-World Use Cases
Invoice-Based Lending
Use Cashfree Payments to verify transaction data and enable invoice-backed working capital disbursals instantly.
Credit Scoring
Integrate CRIF to pull business credit histories and automate credit decision-making for working capital loan approval.
Financial Analysis
Feed historical and industry performance data via Crisil to assess borrower risk and improve portfolio health.
Build & Launch Workflow
Customizable Loan Dashboards
Borrower Profile Management
Loan Application Tracking
Credit Score Integration
Interface Setup
Design interfaces for borrower registration, loan application, and approval dashboards with zero coding.
Workflow Logic
Define eligibility criteria, auto-decision logic, interest brackets, and tenure configurations.
API Integration
Connect external systems like CRMs, bureaus, and disbursal gateways using DrapCode’s ready-to-deploy APIs.
Deploy & Monitor
Launch your finance platform for SMEs, monitor disbursals, repayments, and optimize lending rules as you scale.
Expand Lending Across Your Ecosystem
DrapCode allows you to integrate working capital lending workflows into your broader ecosystem. Whether connected to Consumer Lending Software, Commercial Lending Software, or Microfinance Software, your finance platform becomes more adaptive and accessible.
Built for Scale, Ready for Compliance
Launch quickly while maintaining robust regulatory standards. DrapCode lets you scale and plug into real-time insights via trusted tools like Cashfree Payments, CRIF, and Crisil, so you stay in control of performance and risk.
Frequently Asked Questions
What is working capital finance software?
Can this platform support invoice-backed loans?
Is this software suitable for NBFCs or banks?
Can I integrate third-party APIs like CRIF or GSTN?
How quickly can I launch a capital loan platform?
Start Building Your Working Capital Loan Software
Design and deploy a short-term business lending solution with built-in credit scoring, disbursal management, and compliance, without writing code.