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Build Custom Point of Sale Lending Software

Create point-of-sale lending software with DrapCode to enable instant financing offers, automate approval workflows, & deploy agile lending tools without code.

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Finance at Checkout, Without Friction

Today’s consumers expect instant credit decisions and smooth installment options. With DrapCode, you can build your own point of sale lending platform that integrates directly into checkout flows, helping merchants close more sales and improve buyer experience.

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Easy Planing

Launch Scalable POS Credit Platforms

Whether you are enabling in-store, mobile, or online POS lending, DrapCode gives you the ability to configure rules, onboard merchants, and integrate repayment solutions into a fully functional point-of-sale lending platform—without writing code.

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Key Features of Point of Sale Lending Software

Merchant Onboarding

Create customizable onboarding workflows for retail or digital merchants with branding, KYC, and contract upload.

Instant Loan Approvals

Configure eligibility logic for real-time loan decisions based on buyer profile, purchase size, or merchant category.

Split Payment Plans

Offer flexible repayment options—EMIs, split pay, or deferred billing—linked to individual purchase records.

Dynamic Credit Rules

Apply credit scoring, product-level financing rules, and risk parameters through easily editable visual workflows.

Omnichannel Lending

Enable POS lending via mobile apps, tablets, or integrated e-commerce checkout pages for complete flexibility.

Repayment Tracking

Allow customers to track payments, receive reminders, and clear dues through their POS lending dashboard.

DrapCode is an easy-to-use no-code platform with a drag-and-drop interface, making it accessible for non-developers. The support team is highly responsive and dedicated to user success.

Joseph Young

President - Renew Hope And Healing

We partnered with DrapCode to develop our new Automated CRM using their low-code platform. Outstanding quality at half the price, unmatched speed, and excellent customer service.

Cal Goggans

Founder - A Custom Fit iNMotion

DrapCode stands out as the best. Flexible, scalable, and supported by an expert team. After 3 years on another tool, DrapCode is simply superior.

Cory Nation

President - Embark EMR

Our benefits

Why Build with DrapCode

Visual Loan Builder

Create POS lending software using drag-and-drop tools—customize logic, UI, and integrations without developers.

Multi-Channel Support

Build solutions for in-store, online, or mobile-based lending models with consistent customer and merchant experiences.

Secure Data Workflows

Ensure all borrower data is encrypted, access-controlled, and logged for compliance and auditing.

Fast API Integration

Connect easily with payment gateways, credit bureaus, or CRMs using DrapCode’s ready-to-deploy connectors.

Real-World Use Cases

Retail Checkout Financing

Enable seamless lending at retail counters or e-commerce checkouts using Peach Finance’s flexible APIs and credit logic.

EMI Management

Use LoanPro to structure EMIs, automate interest calculations, and track real-time repayment statuses for POS loans.

Integrated Payment Gateways

Connect Razorpay for instant transaction approvals, payment processing, and loan disbursals across multiple POS channels.

Implementation Workflow

Borrower Interfaces
Merchant Dashboards
Loan Rule Engines
Real-Time API Integrations

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Step - 1

UI Design

Design borrower interfaces, merchant dashboards, and approval modals with easy-to-use visual components.

Step - 2

Loan Rules

Set conditions for eligibility, interest rate brackets, and repayment frequency aligned to merchant or product types.

Step - 3

API Integration

Plug in credit bureaus, KYC systems, and payment APIs to automate checks and disbursals in real time.

Step - 4

Go Live

Deploy on retail POS systems, online stores, or mobile sales platforms and monitor performance in real time.

Easy Planing

Embedded Finance Beyond Retail

Your POS lending software can evolve into an integrated finance engine. DrapCode enables connections with platforms like BNPL Platforms, Real Estate Crowdfunding, and Equity Crowdfunding to support hybrid finance models or alternative asset-backed lending.

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