auto_awesome New: Introducing AI Builder

Build a Scalable Merchant Cash Advance Platform

Build a merchant cash advance platform with DrapCode, automate approvals, manage funding workflows, and launch secure lending tools without writing code.

Get Started Book Free Consultation

manage your work

Build Financing Apps

Empower your teams to launch, manage, and scale MCA operations using visual tools and no-code logic. Whether you're offering advances to retail stores or online sellers, DrapCode helps you design cloud-based MCA platforms that automate eligibility checks, pricing, and ACH-based repayments with no manual effort.

Check our Integrations

Easy Planing

Automate Collections & Credit Workflows

Create smart workflows for merchant cash advance pricing software, repayment logic, and risk-based disbursals. With real-time integrations and secure user dashboards, lenders can deliver capital faster while maintaining transparency and control.

Start The Conversation

Key Features of the Merchant Cash Advance Platform

Digital Loan Forms

Mobile-optimized loan applications with field validations for merchant, POS, and financial data capture.

Repayment Automation

Daily or weekly ACH deductions triggered by sales data or pre-defined repayment logic.

Advance Estimator

Calculate advance amounts based on average revenue, fees, payback periods, and risk scoring.

Risk Scoring Engine

Use credit APIs or payment data to generate merchant-specific scores for automated underwriting.

Merchant Dashboards

Give merchants real-time access to their repayment history, disbursed amount, and outstanding balance.

3rd-Party API Support

Integrate with financial data providers and payment networks for funding, repayments, or verifications.

DrapCode is an easy-to-use no-code platform with a drag-and-drop interface, making it accessible for non-developers. The support team is highly responsive and dedicated to user success.

Joseph Young

President - Renew Hope And Healing

We partnered with DrapCode to develop our new Automated CRM using their low-code platform. Outstanding quality at half the price, unmatched speed, and excellent customer service.

Cal Goggans

Founder - A Custom Fit iNMotion

DrapCode stands out as the best. Flexible, scalable, and supported by an expert team. After 3 years on another tool, DrapCode is simply superior.

Cory Nation

President - Embark EMR

Our benefits

Why Build with DrapCode

No-Code Platform

Create custom MCA systems with workflows, dashboards, and logic—no technical expertise required.

API-Ready Infrastructure

Integrate with ACH processors, credit bureaus, and payment providers effortlessly.

Secure & Compliant

Encryption, role-based access, and audit trails ensure industry-grade security.

Modular Lending Stack

Easily connect with POS Lending, Working Capital Finance, and Mortgage Lending platforms.

Real-World Use Cases

Retail ACH Repayments

Integrate with ACHQ to enable automated daily ACH withdrawals for in-store merchant cash advances.

API-Driven Ecommerce

Use Dapi Open Banking to fetch merchant revenue data in real time and drive automated risk assessments.

Mobile-Based Lending

Deploy MCA apps compatible with Orange Money to serve mobile-first vendors in emerging economies.

Build Process Overview

UI Components
Workflow Design
Data Integration
Go Live

Schedule A Demo

Step - 1

UI Components

Choose from MCA templates or start from scratch using visual interface blocks.

Step - 2

Workflow Design

Define eligibility logic, disbursal rules, and repayment schedules using drag-and-drop logic builder.

Step - 3

Data Integration

Connect APIs for revenue sync, KYC, credit scoring, and auto-repayment features.

Step - 4

Go Live

Test workflows, launch user dashboards, and deploy securely across desktop and mobile platforms.

Easy Planing

Scale with Smart Lending Tools

Modern MCA businesses require connected, scalable, and efficient tools. With DrapCode, you can launch faster and iterate quicker while reducing engineering overhead. Expand into POS lending, working capital finance, and mortgage lending models using the same core platform.

Get in Touch