Build a Scalable Merchant Cash Advance Platform
Deploy tailored merchant cash advance software to streamline capital disbursement, automate repayments, and improve credit decision-making workflows.
Build Financing Apps
Empower your teams to launch, manage, and scale MCA operations using visual tools and no-code logic. Whether you're offering advances to retail stores or online sellers, DrapCode helps you design cloud-based MCA platforms that automate eligibility checks, pricing, and ACH-based repayments with no manual effort.
Automate Collections & Credit Workflows
Create smart workflows for merchant cash advance pricing software, repayment logic, and risk-based disbursals. With real-time integrations and secure user dashboards, lenders can deliver capital faster while maintaining transparency and control.
Key Features of the Merchant Cash Advance Platform
Digital Loan Forms
Mobile-optimized loan applications with field validations for merchant, POS, and financial data capture.
Repayment Automation
Daily or weekly ACH deductions triggered by sales data or pre-defined repayment logic.
Advance Estimator
Calculate advance amounts based on average revenue, fees, payback periods, and risk scoring.
Risk Scoring Engine
Use credit APIs or payment data to generate merchant-specific scores for automated underwriting.
Merchant Dashboards
Give merchants real-time access to their repayment history, disbursed amount, and outstanding balance.
3rd-Party API Support
Integrate with financial data providers and payment networks for funding, repayments, or verifications.
We've been using DrapCode for the past year to host our fintechs web application, and what's been most impressive is the number of plugins and customizable options available right out of the box. As a tech founder, the flexibility of the platform to meet my specific needs is crucial and the team at DrapCode has delivered on that front and made the process seamless and user-friendly.
Aviv Baron
Founder - Direct Payment Group | USA
Drapcode is an amazing tool to build custom SAAS or internal web app without writing code. Porting over an ASP.net project to Drapcode was easier than I thought. With all the tools I needed in one platform, it allowed me to create a working version within a few weeks, almost 2 months ahead of schedule! But the best feature of all is customer support. Their insights, directions, and super videos on YouTube has made my development journey much easier
Jay Paul
President - Uptrend Motion | USA
Why Build with DrapCode
No-Code Platform
Create custom MCA systems with workflows, dashboards, and logic—no technical expertise required.
API-Ready Infrastructure
Integrate with ACH processors, credit bureaus, and payment providers effortlessly.
Secure & Compliant
Encryption, role-based access, and audit trails ensure industry-grade security and compliance.
Modular Lending Stack
Easily connect with Point of Sale Lending, Working Capital Finance, and Mortgage Lending Platforms.
Real-World Use Cases
Retail ACH Repayments
Integrate with ACHQ to enable automated daily ACH withdrawals for in-store merchant cash advances.
API-Driven Ecommerce
Use Dapi integrations to fetch merchant revenue data in real time and drive automated risk assessments.
Mobile-Based Lending
Deploy MCA apps compatible with Orange Money to serve mobile-first vendors in emerging economies.
Build Process Overview
Customizable Loan Dashboards
Borrower Profile Management
Loan Application Tracking
Credit Score Integration
UI Components
Choose from MCA templates or start from scratch using visual interface blocks.
Workflow Design
Define eligibility logic, disbursal rules, and repayment schedules using drag-and-drop logic builder.
Data Integration
Connect APIs for revenue sync, KYC, credit scoring, and auto-repayment features.
Go Live
Test workflows, launch user dashboards, and deploy securely across desktop and mobile platforms.
Scale with Smart Lending Tools
Modern MCA businesses require connected, scalable, and efficient tools. With DrapCode, you can launch faster and iterate quicker, while reducing engineering overhead. For example, connect your platform with Point of Sale Lending Software, Working Capital Finance Software, or Mortgage Lending Platform to support wider lending models.
Power Custom MCA Solutions Without Coding
Whether you’re funding small retail shops or online sellers, DrapCode lets you tailor workflows, automate risk checks, and handle repayments with complete control—all while integrating providers like ACHQ, Dapi, and Orange Money.
Frequently Asked Questions
What is merchant cash advance software?
Can I build repayment logic without coding?
How secure is the platform?
Can I integrate with ACH and payment providers?
Is it suitable for mobile-first lending?
Launch Your MCA Platform with DrapCode
Automate merchant lending operations with visual tools, API integrations, and real-time dashboards—without writing a single line of code.