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Launch Your Custom Credit Card Portal

Build secure, responsive credit card portals with full control over customer onboarding, transaction history, and payments—without complex backend coding.

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Empower Digital Card Management

Today’s cardholders expect fast, secure, and transparent experiences. With DrapCode’s platform, fintechs and banks can launch robust credit card software to manage applications, activate cards, process payments, and automate customer support—all tailored to your workflow.

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Easy Planing

Fast Track Card Operations with No-Code

Instead of traditional development timelines, DrapCode lets you launch a feature-rich credit card payment platform quickly using prebuilt modules. Create user dashboards, manage credit limits, and build an online credit card portal—all visually.

Key Features of Credit Card Portal

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Customer Onboarding

Capture KYC, verify credit history, and approve new users instantly via API or manual flows.

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Card Issuance

Generate digital cards, set limits, and sync with external processing systems like Visa, Mastercard, or RuPay.

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Payment Management

Offer multiple payment methods, track dues, set reminders, and apply late fee logic automatically.

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Transaction History

Display user-friendly summaries, downloadable statements, and smart filters for detailed financial insights.

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Credit Limit Control

Set dynamic or fixed credit limits, allow temporary upgrades, and configure alerts for threshold breaches.

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Dispute Resolution

Enable users to raise transaction disputes and track case progress with real-time status updates.

Our benefits

Why Build with DrapCode

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Visual Development Speed

Design and deploy credit card payment software faster using a drag-and-drop interface without writing code.

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Highly Configurable Modules

Customize credit card journeys to match your brand, compliance needs, and product rules.

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Enterprise-Grade Security

Encrypt cardholder data, use RBAC for admins, and log all user activities to ensure PCI-DSS compliance.

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Easy API Integrations

Connect with bureaus, payment gateways, and fraud detection tools using DrapCode’s flexible API capabilities.

Real-World Use Cases

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Credit Scoring Integration

Sync real-time credit scores from CRIF to streamline card approval, credit limit suggestions, and risk profiling.

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Fraud Risk Monitoring

Use Experian APIs to enhance fraud checks, identity verification, and suspicious activity detection at the transaction level.

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Financial Behavior Insights

Integrate Equifax to pull financial behavior data for smarter underwriting and personalized card offers.

How to Build Your Credit Card Portal

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Extend Capabilities Across Financial Products

Your credit card portal can work seamlessly with other offerings. For instance, integrating with a wealth management portal or investment & robo-advisory platform helps users analyze credit impact on investment decisions or manage payments from a single dashboard.

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Connect Insurance and Credit Services

Bridge your insurance portal with your credit card platform to offer payment protection plans or automatic premium billing using credit limits. With DrapCode, it’s easy to build interconnected finance workflows in a single application layer.

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FAQ's

Frequently Asked Questions

A credit card portal is a digital platform where users can manage cards, view transactions, make payments, and track credit usage.

Can I integrate credit scoring APIs into my portal?

Yes. With DrapCode, you can connect APIs from CRIF, Equifax, or Experian for real-time credit insights and approvals.

We follow industry standards like PCI-DSS, offering encryption, access controls, activity logging, and secure hosting.

Absolutely. You can configure workflows for digital issuance and manage physical card delivery via logistics integrations.

Yes. DrapCode enables API-level integration with Robo-Advisory Platforms or Wealth Management Portals for unified experiences.

Start Building Your Credit Card Portal Today

Empower your users with intuitive card experiences, secure processing, and real-time insights—built faster with DrapCode.

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