Build Custom Commercial Lending Software
Streamline loan origination, underwriting, and portfolio management with a no-code commercial lending platform built using DrapCode.
Digitize Commercial Lending Workflows
From application intake to credit risk assessment, commercial lending software helps automate the entire B2B credit lifecycle. DrapCode enables banks, NBFCs, and fintechs to manage small business loans, real estate finance, and working capital with faster turnaround times.
Scale Without Complex Development
Avoid lengthy custom development. DrapCode’s commercial lending platform allows you to configure workflows, approvals, and integrations using a visual, no-code builder, ready to support multi-product portfolios with zero engineering overhead.
Key Features of Commercial Lending Software
Business Loan Origination
Digitally capture applications, financials, and KYC for commercial borrowers through dynamic forms and workflows.
Custom Credit Scoring
Use internal or external credit scoring models to assess business creditworthiness before offering loan terms.
Document Collection & OCR
Upload and auto-extract data from business documents such as GST, ITR, or audited financials.
Underwriting Automation
Set rules to auto-approve or flag applications based on revenue, credit score, industry, or risk metrics.
Multi-Tier Approvals
Route files for review across different approvers or departments using custom access controls and workflows.
Disbursal & Repayment Setup
Connect payment systems to auto-disburse loans and configure repayment modes via bank, UPI, or ACH.
We've been using DrapCode for the past year to host our fintechs web application, and what's been most impressive is the number of plugins and customizable options available right out of the box. As a tech founder, the flexibility of the platform to meet my specific needs is crucial and the team at DrapCode has delivered on that front and made the process seamless and user-friendly.
Aviv Baron
Founder - Direct Payment Group | USA
Drapcode is an amazing tool to build custom SAAS or internal web app without writing code. Porting over an ASP.net project to Drapcode was easier than I thought. With all the tools I needed in one platform, it allowed me to create a working version within a few weeks, almost 2 months ahead of schedule! But the best feature of all is customer support. Their insights, directions, and super videos on YouTube has made my development journey much easier
Jay Paul
President - Uptrend Motion | USA
Why Build with DrapCode
Faster Go-To-Market
Launch a commercial loan platform within days instead of months using ready-made UI components and logic blocks.
No-Code Control
Lending teams can manage workflows, change forms, and update scoring models independently—no developers needed.
Secure & Scalable
HIPAA-grade encryption, multi-role access, and enterprise hosting for secure, high-volume commercial loan processing.
Flexible Integrations
Easily connect with credit bureaus, banking APIs, document repositories, or CRM platforms via prebuilt connectors.
Real-World Use Cases
SMB Credit Lines
Combine DrapCode with Cashfree Payments to manage flexible credit lines for small-to-medium business merchants and vendors.
Real Estate Finance
Build commercial real estate loan origination journeys with integrated credit risk insights using CRIF’s APIs.
Portfolio Monitoring
Track commercial loan health with dashboards powered by CRISIL ratings and performance benchmarking tools.
Platform Setup Process
Customizable Loan Dashboards
Borrower Profile Management
Loan Application Tracking
Credit Score Integration
Design Loan Forms
Start by building custom loan application forms, financial upload sections, and eligibility logic using DrapCode.
Configure Risk Rules
Set up scoring models, underwriting rules, and approval matrices to control commercial credit decision-making.
Integrate Core Systems
Connect to accounting, payment, or CRM tools using APIs or third-party data sources to enrich business borrower profiles.
Launch on Web
Test end-to-end commercial loan journeys and deploy the software across internal teams, branches, or partner portals.
Build Smarter Lending Workflows
DrapCode allows you to centralize origination, underwriting, and monitoring into one streamlined commercial lending platform. For product diversification, you can also explore Buy Now Pay Later Platforms (BNPL), Real Estate Crowdfunding, and Equity Crowdfunding built using the same no-code backend.
Expand Lending Infrastructure
Whether you're working with Cashfree Payments for disbursal, CRIF for credit scoring, or CRISIL for performance tracking, DrapCode’s platform can be customized for any commercial lending workflow with API-first flexibility.
Frequently Asked Questions
What is commercial lending software?
Can I use DrapCode for secured or unsecured commercial loans?
Does it integrate with financial data sources?
Is this platform suitable for NBFCs and small banks?
Can we deploy across multiple loan types?
Build Your Commercial Lending Platform with DrapCode
Automate originations, minimize manual reviews, and serve business borrowers more efficiently—without writing code.