auto_awesome New: Introducing AI Builder

Build Custom Commercial Lending Software

Streamline loan origination, underwriting, and portfolio management with a no-code commercial lending platform built using DrapCode.

Commercial Lending Software | DrapCode
manage your work

Digitize Commercial Lending Workflows

From application intake to credit risk assessment, commercial lending software helps automate the entire B2B credit lifecycle. DrapCode enables banks, NBFCs, and fintechs to manage small business loans, real estate finance, and working capital with faster turnaround times.

Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
Easy Planing

Scale Without Complex Development

Avoid lengthy custom development. DrapCode’s commercial lending platform allows you to configure workflows, approvals, and integrations using a visual, no-code builder, ready to support multi-product portfolios with zero engineering overhead.

Key Features of Commercial Lending Software

 Icon | Drapcode

Business Loan Origination

Digitally capture applications, financials, and KYC for commercial borrowers through dynamic forms and workflows.

 Icon | Drapcode

Custom Credit Scoring

Use internal or external credit scoring models to assess business creditworthiness before offering loan terms.

 Icon | Drapcode

Document Collection & OCR

Upload and auto-extract data from business documents such as GST, ITR, or audited financials.

 Icon | Drapcode

Underwriting Automation

Set rules to auto-approve or flag applications based on revenue, credit score, industry, or risk metrics.

 Icon | Drapcode

Multi-Tier Approvals

Route files for review across different approvers or departments using custom access controls and workflows.

 Icon | Drapcode

Disbursal & Repayment Setup

Connect payment systems to auto-disburse loans and configure repayment modes via bank, UPI, or ACH.

Our benefits

Why Build with DrapCode

 Icon | Drapcode

Faster Go-To-Market

Launch a commercial loan platform within days instead of months using ready-made UI components and logic blocks.

 Icon | Drapcode

No-Code Control

Lending teams can manage workflows, change forms, and update scoring models independently—no developers needed.

 Icon | Drapcode

Secure & Scalable

HIPAA-grade encryption, multi-role access, and enterprise hosting for secure, high-volume commercial loan processing.

 Icon | Drapcode

Flexible Integrations

Easily connect with credit bureaus, banking APIs, document repositories, or CRM platforms via prebuilt connectors.

Real-World Use Cases

 Icon | Drapcode

SMB Credit Lines

Combine DrapCode with Cashfree Payments to manage flexible credit lines for small-to-medium business merchants and vendors.

 Icon | Drapcode

Real Estate Finance

Build commercial real estate loan origination journeys with integrated credit risk insights using CRIF’s APIs.

 Icon | Drapcode

Portfolio Monitoring

Track commercial loan health with dashboards powered by CRISIL ratings and performance benchmarking tools.

Platform Setup Process

    icon Digital Lending | DrapCodeCustomizable Loan Dashboards
    icon Digital Lending | DrapCodeBorrower Profile Management
    icon Digital Lending | DrapCodeLoan Application Tracking
    icon Digital Lending | DrapCodeCredit Score Integration
Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
Easy Planing

Build Smarter Lending Workflows

DrapCode allows you to centralize origination, underwriting, and monitoring into one streamlined commercial lending platform. For product diversification, you can also explore Buy Now Pay Later Platforms (BNPL), Real Estate Crowdfunding, and Equity Crowdfunding built using the same no-code backend.

manage your work

Expand Lending Infrastructure

Whether you're working with Cashfree Payments for disbursal, CRIF for credit scoring, or CRISIL for performance tracking, DrapCode’s platform can be customized for any commercial lending workflow with API-first flexibility.

Mobile Dashboard | DrapCode Mobile Dashboard | DrapCode
FAQ's

Frequently Asked Questions

Commercial lending software automates the process of originating, underwriting, and managing business or institutional loans.

Can I use DrapCode for secured or unsecured commercial loans?

Yes. You can configure custom workflows for various business lending products, including asset-backed loans and working capital.

DrapCode supports API-based integration with accounting tools, GST data, CRMs, and credit bureaus for automated decisioning.

Absolutely. DrapCode is scalable and flexible for use by fintech startups, NBFCs, co-operative banks, and full-scale institutions.

Yes. The same backend can support multiple commercial lending products such as invoice finance, term loans, or CRE funding.

Build Your Commercial Lending Platform with DrapCode

Automate originations, minimize manual reviews, and serve business borrowers more efficiently—without writing code.

Do you like cookies? 🍪 We use cookies to ensure you get the best experience on our website. Learn More