Build Custom Commercial Lending Software
Streamline loan origination, underwriting, and portfolio management with a no-code commercial lending platform built using DrapCode.

Digitize Commercial Lending Workflows
From application intake to credit risk assessment, commercial lending software helps automate the entire B2B credit lifecycle. DrapCode enables banks, NBFCs, and fintechs to manage small business loans, real estate finance, and working capital with faster turnaround times.




Scale Without Complex Development
Avoid lengthy custom development. DrapCode’s commercial lending platform allows you to configure workflows, approvals, and integrations using a visual, no-code builder, ready to support multi-product portfolios with zero engineering overhead.
Key Features of Commercial Lending Software
Business Loan Origination
Digitally capture applications, financials, and KYC for commercial borrowers through dynamic forms and workflows.
Custom Credit Scoring
Use internal or external credit scoring models to assess business creditworthiness before offering loan terms.
Document Collection & OCR
Upload and auto-extract data from business documents such as GST, ITR, or audited financials.
Underwriting Automation
Set rules to auto-approve or flag applications based on revenue, credit score, industry, or risk metrics.
Multi-Tier Approvals
Route files for review across different approvers or departments using custom access controls and workflows.
Disbursal & Repayment Setup
Connect payment systems to auto-disburse loans and configure repayment modes via bank, UPI, or ACH.
Why Build with DrapCode
Faster Go-To-Market
Launch a commercial loan platform within days instead of months using ready-made UI components and logic blocks.
No-Code Control
Lending teams can manage workflows, change forms, and update scoring models independently—no developers needed.
Secure & Scalable
HIPAA-grade encryption, multi-role access, and enterprise hosting for secure, high-volume commercial loan processing.
Flexible Integrations
Easily connect with credit bureaus, banking APIs, document repositories, or CRM platforms via prebuilt connectors.
Real-World Use Cases
SMB Credit Lines
Combine DrapCode with Cashfree Payments to manage flexible credit lines for small-to-medium business merchants and vendors.
Real Estate Finance
Build commercial real estate loan origination journeys with integrated credit risk insights using CRIF’s APIs.
Portfolio Monitoring
Track commercial loan health with dashboards powered by CRISIL ratings and performance benchmarking tools.
Platform Setup Process


Build Smarter Lending Workflows
DrapCode allows you to centralize origination, underwriting, and monitoring into one streamlined commercial lending platform. For product diversification, you can also explore Buy Now Pay Later Platforms (BNPL), Real Estate Crowdfunding, and Equity Crowdfunding built using the same no-code backend.
Expand Lending Infrastructure
Whether you're working with Cashfree Payments for disbursal, CRIF for credit scoring, or CRISIL for performance tracking, DrapCode’s platform can be customized for any commercial lending workflow with API-first flexibility.


Frequently Asked Questions
What is commercial lending software?
Can I use DrapCode for secured or unsecured commercial loans?
Does it integrate with financial data sources?
Is this platform suitable for NBFCs and small banks?
Can we deploy across multiple loan types?
Build Your Commercial Lending Platform with DrapCode
Automate originations, minimize manual reviews, and serve business borrowers more efficiently—without writing code.